You may feel pretty confident about healthcare expenses that you incur as a senior citizen if you know that you are going to qualify for Medicare. This program will provide a solid underpinning, but there are deductibles, coinsurance, and premiums. The out-of-pocket expenses are usually not overwhelming if you have planned ahead for retirement effectively, … [Read More]
Does Medicare Cover Nursing Home Care?
Most people believe Medicare will cover all of your medical expenses when you are a senior citizen. They know that there are some out-of-pocket expenses, but the lion’s share of everything will be paid for by Medicare when you become eligible. This is true for the most part, but there is a major caveat when … [Read More]
Veterans Pension Can Provide Relief for Seniors
People that have served in the United States military make sacrifices, but they are rewarded in a number of different ways. There is a retirement pension that service members can receive after 20 years of service, and there is a separate Veterans Pension for seniors and disabled veterans. The rates have been increased for 2023, … [Read More]
Medicaid for Seniors: 2023 Facts and Figures
It can seem like the Medicaid program will have no relevance if you know you will qualify for Medicare when you are an elder. This makes sense on the surface, but there is a major gap in the Medicare coverage that you should understand when you are anticipating your future expenses. Long-Term Care This program … [Read More]
Elder Law Answers: Can I Keep My Spouse’s Income?
Many people do not have to think about Medicaid because they get health insurance through their employers, and they know they will qualify for Medicare when they are seniors. This makes sense on the surface, but there is a reason why Medicaid is relevant to just about everyone. In this post, we are going to … [Read More]
Alzheimer’s Impact From an Elder Law Perspective
As elder law attorneys, we find that the most pressing matters that we deal with are impacted by Alzheimer’s disease. Though it is a disconcerting prospect, you should be aware of this looming threat when you are making preparations for the future. Deadly and Surprisingly Common Everyone has heard of Alzheimer’s, but a lot of … [Read More]
Aging in Place With the Home and Community-Based Services Waiver
Everyone understands the value of retirement planning, but a lot of people do not see the complete picture. The active retirement years can be full of travel, leisure activities, quality time with your family, and efforts to cross things off your bucket list. This is a great reward for your hard work, but you should … [Read More]
Can a Homeowner Qualify for Medicaid to Pay for Nursing Home Care?
Wealth preservation is key, because significant expenses late in your life could damage your legacy. Unfortunately, there is an unpleasant truth that you should face head-on when you are planning your estate. Long-Term Care The majority of senior citizens will need help with their activities of daily living eventually, and a significant percentage of them … [Read More]
Is In-Home Care for Elders Covered by Medicare?
We are going to look at Medicare and in-home care for older people in this post. However, before we get there, we will provide some background information to help you understand the overall dynamic. Medical Care vs. Custodial Care There are distinctions drawn with regard to the type of care that you may receive in … [Read More]
Five Key Facts About Long-Term Care for Seniors
As elder law attorneys, we focus on matters that are related to the needs of senior citizens. Most of our efforts are devoted to long-term care and the costs that go along with it. In this post, we will share five key facts about the subject that will get your attention if you are unaware … [Read More]
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