As much as we all prefer not to dwell on the possibility, the reality is that we all stand a good chance of needing long-term care at some point during our retirement years. Knowing that, it makes sense to plan for the possibility within your estate plan. Toward that end, a Connecticut Medicaid planning attorney at Nirenstein, Horowitz & Associates, P.C. explains some common long-term care planning steps. Take a very real and honest inventory of your health. Although most people … [Read more...] about Long-Term Care Planning Steps
Is Long-Term Care Insurance Worth the Cost?
An important aspect of estate planning is planning for your retirement years. Doing so requires you to do more than just stash as much money away as possible – though saving money certainly is important. Planning for your retirement years should also take into account the very real possibility that you, or a spouse, will need long-term care at some point. That possibility may have you considering the wisdom of purchasing a long-term care insurance policy. The Hartford Medicaid attorneys at … [Read more...] about Is Long-Term Care Insurance Worth the Cost?
Top 10 Tips for Finding the Best Nursing Home
Whether you are considering nursing home care for a spouse, parent, or other loved one, making the decision that nursing home care is necessary is never easy. Once you have accepted that nursing home care is the best option, however, you have an equally difficult task ahead of you – finding the best facility for your loved one. Given the frequency with which the media bombards us with stories of nursing home abuse and neglect, finding a facility where you feel your loved one will be treated with … [Read more...] about Top 10 Tips for Finding the Best Nursing Home
When Would a Senior Need Long-Term Care?
Long term care attorneys at Nirenstein, Horowitz & Associates provide help in making plans in case you someday require long term care. You can get long term care in your own home or, if necessary, can move into a nursing home in order to get the care that you need. Both options are very expensive, but unfortunately a substantial number of people are going to end up requiring care as they age or if they become disabled. Nirenstein, Horowitz & Associates will assist you not only in … [Read more...] about When Would a Senior Need Long-Term Care?
Can I Get Long-Term Care at Home?
Glastonbury long term care attorneys can help you to make plans to get the care that you need in a way that makes sense for you and your loved ones. Many people who get older or who develop an illness or who suffer an injury will eventually require long term care. This type of care can be provided by a skilled care professional if you need assistance with care tasks that require medical expertise. If you simply need help with activities of daily living, like using the bathroom or showering, home … [Read more...] about Can I Get Long-Term Care at Home?
Is Long-Term Care Insurance an Effective Way to Pay for Nursing Home Care?
Glastonbury Medicaid attorneys will work with you to find ways to get your nursing home care costs covered so you can avoid spending money out of your own savings, and so you can avoid being forced to sell property, if you end up needing to go into a nursing home. A nursing home care facility can cost more than $100,000 annually, and other long term care costs can also total many thousands of dollars, even if you are able to get care in your home. Unfortunately, you could spend your entire … [Read more...] about Is Long-Term Care Insurance an Effective Way to Pay for Nursing Home Care?
New Options in Home Care for Connecticut Seniors
A nursing home planning lawyer provides help to seniors and their families in Connecticut in making sure that the right care options are selected and in making certain that necessary care can be paid for. Even with advanced planning and asset protection to keep wealth safe from nursing home bills, making the decision to go into a nursing home is still a big deal. Many seniors do not want to seek nursing home care and would prefer to live independently or take advantage of other care options … [Read more...] about New Options in Home Care for Connecticut Seniors
Homeowners & Medicaid Eligibility
If you ask the average person how he or she expects to pay for long-term care if it is needed at some point in time this individual would probably say that Medicare will pick up the tab. In fact this is a misconception. Those who have the foresight to consult with an elder law attorney before making any assumptions will learn that in fact Medicare does not pay for an extended stay in an assisted living facility. Though the program was set up to provide poor people with access to health care … [Read more...] about Homeowners & Medicaid Eligibility
Study Sheds Light On In-Home Caregivers
Elder law attorneys are becoming increasingly concerned about the high cost of long-term care. If you wanted to spend a year in a private room in a nursing home in Connecticut it would set you back over $100,000 on average. And of course, people sometimes stay longer than a year. Assisted living communities are also extraordinarily expensive. The average cost for a year-long stay in an assisted living facility in Connecticut is well in excess of $40,000. As high as these numbers are, it is … [Read more...] about Study Sheds Light On In-Home Caregivers
Connecticut Elder Law Resources
The elder law community focuses on legal issues that are of interest to people who have reached an advanced age. Without question, the best way to prepare for the eventualities of aging is to sit down and discuss everything with a licensed Connecticut elder law attorney. You are entering uncharted waters when you start to get older and ultimately reach different stages of life. There are certain things that you must take into consideration, and you may not know exactly how to proceed. It … [Read more...] about Connecticut Elder Law Resources