Financial planning is an ongoing endeavor, and it is important to make revisions to your plan when they become necessary. You may have a general plan that made sense to you early on during your working career but as things change your framework must change as well.
The ideal way to proceed is to engage the services of a good Hartford financial planning attorney and then go forward with the recognition that adjustments are going to be necessary over the years.
You may see additions to the family, your marital status may change, and your financial standing may significantly improve. As your life steadily evolves your financial plan is going to have to evolve along with it if you want to be optimally prepared for the future.
There are also things that can take place that are out of your control that impact your long-term financial trajectory. This would include changes to the tax code and the simple ebb and flow of the economy as a whole.
If you are proactive about altering course when it becomes necessary you should be able to reach your financial goals. The key is to give yourself enough time to accumulate the resources that you need to enjoy a comfortable retirement while being in a position to leave behind a robust legacy to your loved ones.
Long-term sustained financial discipline is the key to a comfortable future, and people who embrace this ethos generally have the ability to fully enjoy their spare time when their senior years arrive.