Studies are being released that indicate that the baby boomer generation is to a large extent unprepared for retirement. A 2011 survey conducted by the Associated Press and LifeGoesStrong.com found that upwards of 25% of the baby boomers they spoke with said that they would never be able to retire because they could not afford to stop working.
Clearly, this underscores the need for intelligent retirement planning.The earlier you get started the more time you will have to put together the resources that you need to avoid becoming part of this statistic.
The above having been stated, even if you can retire when you reach full retirement age as defined by the Social Security Administration you may choose to continue working for various reasons. Perhaps the additional income will turn a relatively comfortable retirement into a very comfortable retirement. And even people who have no financial needs at all sometimes enjoy remaining in the workforce to some extent.
One way to go about it would be to look for work as a freelancer of some sort. These days companies and entrepreneurial enterprises routinely look for freelance help rather than bringing people on the payroll as permanent employees. Depending on your area of expertise you may be able to tap into these opportunities and work on your own terms during your retirement.
There are websites that specialize in connecting freelancers with entities that are looking for professional assistance and this makes it simple to get started as a freelancer.
Freelancing can be a good choice for those who would like to earn some extra money and keep busy during their golden years, and this possibility is something to take in consideration when you are planning for retirement.