If you ask the average person how he or she expects to pay for long-term care if it is needed at some point in time this individual would probably say that Medicare will pick up the tab. In fact this is a misconception. Those who have the foresight to consult with an elder law attorney before making any assumptions will learn that in fact Medicare does not pay for an extended stay in an assisted living facility. Though the program was set up to provide poor people with access to health care … [Read more...] about Homeowners & Medicaid Eligibility
Elder law attorneys are becoming increasingly concerned about the high cost of long-term care. If you wanted to spend a year in a private room in a nursing home in Connecticut it would set you back over $100,000 on average. And of course, people sometimes stay longer than a year. Assisted living communities are also extraordinarily expensive. The average cost for a year-long stay in an assisted living facility in Connecticut is well in excess of $40,000. As high as these numbers are, it is … [Read more...] about Study Sheds Light On In-Home Caregivers
The elder law community focuses on legal issues that are of interest to people who have reached an advanced age. Without question, the best way to prepare for the eventualities of aging is to sit down and discuss everything with a licensed Connecticut elder law attorney. You are entering uncharted waters when you start to get older and ultimately reach different stages of life. There are certain things that you must take into consideration, and you may not know exactly how to proceed. It … [Read more...] about Connecticut Elder Law Resources
The Medicare program does not pay for long-term care, and given the fact that it is extraordinarily expensive this is a challenge for many senior citizens. However, Medicaid will pay for a stay in an assisted living community or a nursing home if you can qualify. There is an upper financial resource limit of $2000 that you must stay within to become eligible. So, people will sometimes "spend down" in an effort to qualify for Medicaid. But, there is a five-year look-back period. What this means … [Read more...] about Veterans Special Pension Look-Back Period Proposed
You may feel as though you will have a safety net when you achieve senior citizen status in the form of Medicare. A lot of people are under the impression that this entitlement program will pay for just about everything when they become eligible so they don't worry about budgeting for possible future medical expenses. In reality there are gaps that must be filled. One of these involves assisted living expenses. Medicare does not pay for a stay in a nursing home or assisted living community, and … [Read more...] about Medicaid Can Fill Gap
We are facing a big problem in the United States with senior financial abuse, and it is estimated that our elders are bilked and scammed out of billions of dollars annually. The true extent of the problem is hidden to a large extent. As shameful as it may be, a very significant percentage of cases of elder abuse are perpetrated by people that are close to the abused individual, and this includes family members. Many of the victims fail to come forward to report instances of abuse because of a … [Read more...] about Senior Financial Abuse: Don’t Be A Victim
Connecticut elder law experts are growing increasingly concerned about the cost of living assistance for elder Americans. Right now the expenses that seniors face when they need living assistance could be accurately described as exorbitant. But if you are planning ahead for the possibility of needing long-term care in perhaps 30 years the potential costs are mind-boggling. The MetLife Mature Market Institute puts out an annual survey that is very well researched and detailed. Last year the cost … [Read more...] about How Expensive Will Long-Term Care Become in the Future?
Hartford elder law attorneys speak to a lot of senior citizens who are concerned about long-term care. A stay in a nursing home or assisted living community can present quite a strain on one's retirement budget, and Medicare does not pay for an extended stay in one of these facilities. One possible solution would be to purchase long-term care insurance. While the premiums can be considerable they are less expensive if you obtain the coverage when you are younger rather than waiting until you … [Read more...] about Court Rules Against Senior in Insurance Case
The United States Census Bureau conducts surveys that can be very useful to those who are interested in the field of elder law. Their American Community Surveys for 2005-2007 and 2008-2010 revealed an interesting trend. Apparently more and more senior citizens who are in committed live-in relationships are choosing to remain unmarried. Between the two time periods the number of people who are at least 60 years old who are living with someone increased by 14% to 1,206,661. One reason why many … [Read more...] about Surveys: More Elder Couples Living Together Without Marrying
You should certainly make preparations for the latter stages of your life. There are various contingencies that you may face, and you want to be in a position to address them. To gain an understanding of exactly how to proceed, you would do well to consult with an elder law attorney in Hartford CT. Elder Law Attorneys Elder law attorneys provide counsel to individuals who are concerned about matters that are of particular interest to senior citizens. What questions should you ask an … [Read more...] about What Questions Should I Ask an Elder Law Attorney in Hartford CT?