WAEstate

A financial planning lawyer at Nirenstein, Horowitz & Associates can provide you with help in understanding your options for saving for retirement. We assist you with setting goals so you can save enough to achieve financial security during your golden years. We also help you to take steps to understand the different tax-advantaged retirement accounts that can make it possible for you to put aside money for your future while getting generous tax breaks that make saving much simpler.  When … [Read more...]

Hartford Medicaid lawyers can provide assistance to seniors in qualifying for Medicaid coverage. Medicaid can provide payments for nursing home care in situations when a nursing home is not covered by Medicare or any other private insurance. Medicaid can also help seniors to pay for Medicare premiums and some co-insurance costs that Medicare does not pay for.  Qualifying for Medicaid can be vitally important because getting healthcare as a senior, and paying for nursing home care, can be … [Read more...]

Is your retirement plan on track? If it is, you are in the minority. According to Investopedia, most people are “dangerously behind” when it comes to retirement savings by the time they are in their 40's. The group who is nearest to retirement, individuals between the ages of 55 and 64, do not have nearly enough money saved. Their average savings, according to Investopedia, is just $104,000. This would produce an income of only $310 monthly to live on. This is simply not enough for most … [Read more...]

Can I retire? This is an important question to ask before you decide to leave the workforce. Far too many seniors end up struggling to live on meager retirement savings. You cannot necessarily count on your Social Security to provide you with enough income to afford to live comfortably during your golden years. You also need to ensure you have made smart plans to address not just financial issues but a variety of other issues that can arise when you are no longer working.  Nirenstein, … [Read more...]

Far too many people do not fully consider their retirement options and are not prepared for retirement. According to Investopedia, the average savings for people aged 55 to 64 is just $104,000, which produces income of just $310 monthly. This is obviously not enough to live on, even if you factor in that you will also be receiving Social Security... especially since the average social security payment is just $1,341, according to Motley Fool.  You don't want to struggle during your retirement … [Read more...]

A Connecticut retirement planning lawyer provides advice to seniors who want to achieve financial security during their senior years. Saving enough money to retire is really hard, and many people don't have enough set aside, The sooner you begin to work with a retirement planning lawyer, the easier it will be for you to build up a nest egg so you can enjoy your golden years without money worries.  Nirenstein, Horowitz & Associates knows the ins-and-outs of retirement planning and we can … [Read more...]

Deciding when to retire is a complicated prospect. You need to begin thinking about this when you are young so you can make plans to retire at your desired age. As you get older, the decision of when to retire becomes even more complex, as you will need to make certain you are in good financial shape before you take the leap.  Nirenstein, Horowitz & Associates can provide you with advice on when you should retire. We can help you throughout your career to work towards accomplishing your … [Read more...]

A retirement annuity is a type of investment which provides you with cash flow. There are many different kinds of annuities, and many seniors will choose annuity products because they like the reliability of the income that an annuity can provide. However, before you make the decision that an annuity is right for your purposes, it is important to understand the pros and cons. Nirenstein, Horowitz & Associates can provide you with help in determining if a retirement annuity is a good … [Read more...]

A Connecticut retirement lawyer can help you to make sure that you are on track to retire when you are ready to stop working. Unfortunately, many people do not save nearly as much money as they should. It becomes stressful and a lot more difficult to try to play catchup when you are older, as opposed to beginning investing for retirement as early as possible. It is also very difficult for seniors who do not have enough to retire and who have to keep working after they want to stop or who … [Read more...]

Connecticut retirement planning is important for seniors so they can enjoy their golden years. There are many important aspects of retirement planning, including choosing the right place to live as you get older. For people who live in the West Hartford area, the news is good: you are already in one of the best places to retire, according to a report from Patch.com.  The place where you live is going to have a big impact on your quality of life during retirement, but other issues also matter … [Read more...]