For most people, life insurance plays an important role in their estate plan. It can, however, play very different roles within that plan. The purpose a life insurance policy has within yourFREE estate planning worksheet. If you have questions or concerns regarding life insurance and how it fits into your estate plan, [Read More]
Life Insurance Is Often Used To Meet Estate Planning Objectives
We are all aware of the use of life insurance as a vehicle of income replacement. This is how life insurance is most widely utilized in the field of estate planning, and it is extremely important, especially when you have a family that is dependent upon your ongoing income. However, there are some other uses … [Read More]
When Should You Buy Long-Term Care Insurance?
The matter of long-term care is something to take seriously. Medicare will not pay for an extended stay in a nursing home, and the costs can be considerable, especially if you have to spend multiple years in such a facility. You are looking at over six figures for a single year in a nursing home … [Read More]
Take Life Insurance Seriously
When you started your first “real job” it is likely that you were seated in an orientation session that included an explanation of your company paid benefits. At that time you were probably told that you would be given a certain amount of life insurance at no cost with the option of increasing your coverage … [Read More]
Small Business Succession Planning
When you are the owner of a business in partnership with others the matter of succession is something to consider when you are planning your estate. The dynamic that exists between partners in a privately owned business is unique. When one of them passes away or leaves for some other reason the remaining partners are … [Read More]
Health Insurance Tips for Retirement
Retiring can be tricky when it comes to health insurance. If you have group coverage through your employer, then dropping that coverage may also leave the rest of your family uninsured. Buying Health Insurance After 55 – If you need to purchase individual health insurance after you are 55 years old, you should be aware … [Read More]
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