Many adults go through their entire working years without ever needing to rely on Medicaid to cover healthcare expenses, only to find that they must turn to Medicaid as a senior. If you are among them, you may mistakenly believe some of the myths and misconceptions about the program. To help clear those up, a Hartford Medicaid planning attorney at Nirenstein, Horowitz & Associates, P.C. explains the top five Medicaid myths. Medicare will cover my health care expenses so I don’t need to … [Read more...] about Top 5 Medicaid Myths
Medicaid in Connecticut
Like many seniors, you may have managed to go through your entire life to date without ever even considering the need for Medicaid benefits because you were fortunate enough to be covered by employer-sponsored health insurance. If you now find yourself faced with the need to qualify for Medicaid to help cover long-term care costs, you may be a bit intimidated at the seemingly daunting prospect. To get you started, an experienced Hartford Medicaid attorney explains how to apply for Medicaid in … [Read more...] about How Do I Apply for Medicaid in Connecticut as a Senior?
For an adult child, it can be extremely difficult to watch a parent succumb to the physical and/or mental deterioration that occurs as a result of the natural aging process. It can be even harder to watch a parent’s deterioration caused by Alzheimer’s or another dementia disease. If you find yourself in just such a position, you will likely reach a point at which you can no longer care for your parent by yourself. Long-term care, in some form, will be necessary. Unless you or your parent can … [Read more...] about Will My Father Qualify for Medicaid?
Estate planning, when done correctly, will accomplish considerably more than just creating a blueprint for the distribution of your assets after you are gone. It will also protect those assets while you are still here as well as after your death. One of the biggest potential threats to your assets is probably one you haven’t considered unless you are already a senior – the cost of long-term care. Those costs may cause you to turn to Medicaid for help paying your long-term care bill. The need to … [Read more...] about Can Medicaid Take Your IRA?
Throughout your working years, you may have been fortunate enough to enjoy employer-sponsored health insurance. As you near retirement age, however, you may find that your employer-sponsored insurance terminates, and Medicare takes over covering most of your health care expenses. One thing Medicare will not cover though is long-term care except under very limited circumstances. If you need long-term care (LTC) at some point, you may find yourself turning to Medicaid to cover the high cost of … [Read more...] about Can I Lose My Medicaid Eligibility Once I Am Approved?
Many older people and disabled people rely on Connecticut nursing home care if they cannot live independently. Unfortunately, this care can be very costly to provide. Medicaid is a leading payor of nursing home care services, but the New Haven Register recently published an article indicating that health reform bills that are being considered could present challenges for nursing homes throughout the state of Connecticut. Nirenstein, Horowitz & Associates can provide help to seniors, … [Read more...] about Health Bill Could Present Challenges to Connecticut Nursing Home Care
Do I Have to Impoverish Myself to Qualify For Connecticut Medicaid from Barry D Horowitz The majority of seniors will qualify for Medicare at the age of 65 This program provides relatively sound health care insurance. Learn more about Impoverish Myself to Qualify For Connecticut Medicaid in this presentation. … [Read more...] about Do I Have to Impoverish Myself to Qualify For Connecticut Medicaid
Is Connecticut Medicaid Only for the Poor from Barry D Horowitz Medicaid is the solution for a significant percentage of seniors who need living assistance. Learn more about Connecticut Medicaid Only for the Poor in this presentation. … [Read more...] about Is Connecticut Medicaid Only for the Poor