Although we all enjoy a much longer average life expectancy in the United States than our ancestors did a century ago, the natural aging process will catch up to us at some point. Physical and/or mental deterioration may, at some point, lead to the need for long-term care. That, in turn, may lead to the need to qualify for Medicaid to help pay for the high cost of long-term care. One of your concerns about turning to Medicaid for help may be the perceived impact relying on Medicaid will have on … [Read more...] about What Is the Medicaid Community Spouse Resource Allowance?
Are you a senior who suddenly finds the need to apply for Medicaid? If so, you are not alone. The high cost of long-term care often causes seniors who have never before needed to rely on Medicaid to turn to the program for help. If you find yourself in just such a position, the Glastonbury Medicaid planning attorneys at Nirenstein, Horowitz & Associates, P.C. explain how to apply for Medicaid in Connecticut. Why Would I Need to Qualify for Medicaid as a Senior? First, it helps to … [Read more...] about How Do I Apply for Medicaid in Connecticut?
Medicaid lawyers help you to afford nursing home care. Once you've reached the age of 65, you have a 40 percent chance of someday requiring care in a nursing home, according to the Wall Street Journal. Nursing home care can be astronomically expensive, which means that if you require this care for any length of time, there is a very real threat to your financial security unless you can get the care paid for by an outside source. Many older people who need nursing home care will end up … [Read more...] about Will I Lose my Life Savings if I Have to go To a Nursing Home?
Westport Medicaid lawyers provide help in making certain you can get covered by Medicaid if you need Medicaid to pay for your care. You may think that qualifying for Medicaid is not something you need to worry about if, like most people, you believe that Medicaid is only a healthcare coverage program for low-income people. This is actually a common misconception because, while Medicaid does cover people with lower incomes, it also covers a substantial percentage of the senior population who need … [Read more...] about How Many Seniors Rely on Medicaid?
Glastonbury Medicaid lawyers help seniors to obtain Medicaid coverage so they can pay for nursing home care. Medicaid was first signed into law in 1965, and it covered more than 97 million people in 2015, according to The Motley Fool. Medicaid provides coverage for medical care for people with limited incomes. Under the Affordable Care Act expansion, Medicaid can provide coverage for care for families with incomes up to 133 percent of the federal poverty level, although not all states have … [Read more...] about Could Medicaid Face Federal Budget Cuts?
Hartford Medicaid lawyers help people to plan ahead to get nursing home care costs and other healthcare costs covered when paying the bills for health services becomes too much to afford. While many people assume Medicare will cover all of their health needs as a senior, this is simply not true. Medicare doesn't typically cover the biggest healthcare cost most people face as a senior citizen: the cost of nursing home care. More than 70 percent of people who have turned 65 will end up … [Read more...] about What are Options for Long-Term Care?
Hartford Medicaid attorneys provide help to seniors and their families in making sure that long term care costs do not cause financial hardship or make it impossible for a person to leave a legacy. Nursing home care is very expensive, and many people are not covered by any type of insurance for the care that they need. As a result, a life savings can be quickly spent trying to pay for the costs of care... unless advanced plans are made to ensure that there is a source of payments when a senior … [Read more...] about What Does Long-Term Care Actually Cost?
Hartford Medicaid attorneys can provide assistance to individuals and families in protecting their assets under Medicaid's estate recovery rules. Nirenstein, Horowitz & Associates has helped many clients to ensure that instead of losing valuable property under these rules, that property can safely pass on to loved ones. It is important to make an asset protection plan, because valuable property could otherwise be lost. Medicaid estate recovery rules allow the state of Connecticut to … [Read more...] about Hartford Medicaid Attorneys Can Help Protect Assets from Medicaid Estate Recovery
Medicaid services are often vital to people who have disabling conditions. A person who has a serious disability may be unable to work. Without a job or income, getting standard health insurance could be impossible. Medicaid is available to provide coverage so the costs of managing the disabling condition are covered. Medicaid, unlike most types of insurance, can also pay for nursing home care if it is needed due to the disability. When a person with a disability needs Medicaid services, the … [Read more...] about How to Make Sure a Disabled Loved One Can Get Medicaid Services
A Connecticut Medicaid lawyer can provide assistance if you are a parent with a child who is disabled. As a parent, caring for a child with a disability can cause financial and personal stress. Getting a child's medical needs met and ensuring the child will always be cared for over the course of his or her life is of utmost importance. An attorney can help. Nirenstein, Horowitz & Associates will assist you in making sure your child can take advantage of important benefits, including … [Read more...] about Why Parents of a Disabled Child Need to Talk with a Medicaid Lawyer