When you are planning ahead for retirement you should try to see a 360° picture. If you think creatively with all of your options in mind you may be able to maximize your position. Many people decide that they would like to relocate during their retirement years. Others would prefer to stay put, oftentimes because … [Read More]
Online Tool For Those With Social Security Questions
One of the most amazing statistics that is currently circulating around the elder law community involves the volume of Social Security applications that are being submitted right around now. According to the Social Security Administration about 10,000 people are applying every day, and if this wasn’t enough this volume of applications is expected to be … [Read More]
Retirement Liquidity Challenges
Retirement planning is an endeavor that is inherently challenging because of the fact that you have to look so far into the future. Clearly, the earlier you get started the better, but the longer off retirement is the hazier the picture becomes. The keys are to be informed about all the elder law issues of … [Read More]
Health Care & Your Retirement Plan
A lot of people assume that you simply start to receive Medicare at the same time you become eligible for Social Security, but this is not accurate. Age of eligibility for full Social Security benefits varies depending on the year you were born in. For people who were born between 1943 and 1954 it is … [Read More]
Preventative Actions Can Have Positive Financial Ramifications
There are some things that are out of your control when it comes to your financial health. It is possible that your income can fluctuate due to no fault of your own, and of course there are market factors that come into play. But at the same time, there are some things that are well … [Read More]
Public Doesn’t Want To See Social Security Cuts
People who are planning for retirement have to have an understanding of their projected income and expenses, so the future of programs for seniors like Social Security, Medicare, and Medicaid are very relevant. Unless you’ve been incommunicado for the last several months you are aware of the fact that the federal budget is a matter … [Read More]
A Mistake You Can’t Overcome
There has been some recent polling conducted by the Associated Press in conjunction with LifeGoesStrong.com that has indicated that many baby boomers are woefully unprepared for retirement. The majority of people who responded to the polls say that they are not confident that they will have the resources that they need to enjoy a comfortable … [Read More]
Consider Your Exit
It can be difficult to wrap your head around the concept of retirement when you are a relatively young adult. After all, when you first start out you are probably more concerned about gaining a foothold when you are about accumulating resources for retirement. However, this mentality is to be put behind you as soon … [Read More]
Too Many Rely On Social Security Alone
If you have made significant contributions into the program, you are entitled to Social Security benefits when you reach a particular age. This age varies depending on when you were born. If you were born between 1943 and 1954, you become eligible for your full Social Security benefit on your 66th birthday. Full retirement age … [Read More]
Climbing The Mountain Of Age
Those who work in the field of estate planning and elder law must address all of the eventualities of aging. Preparing for these matters involves confronting the reality of death, and in many cases death is preceded by a period of full or partial inactivity and ill health. So it can be natural to consider … [Read More]
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