The process of estate planning should be viewed in a holistic manner. Yes, you want to make sure that your loved ones receive their inheritances when the time comes, but you should also consider end-of-life eventualities.
Anticipated Longevity
It can be difficult to imagine a time when you will be unable to handle all of your own affairs. This being stated, when you see someone that is in their 80s, you would not be surprised to find out that they were experiencing some level of cognitive impairment.
If you were born in 1960 or any later year, you will become eligible for your full Social Security benefit when you are 67. Most people expect to live long enough to collect Social Security, and if you do, your life expectancy is at least 85 years depending on your gender.
According to the Alzheimer’s Association, 32 percent of individuals that are 85 years of age and older have contracted the disease. It is not the only cause of dementia, and some people become unable to communicate sound decisions because of serious physical ailments.
Conservatorship
The send us a message to request a consultation appointment, and we can be reached by phone at 860-548-1000.
Mr. Nirenstein is licensed to practice before the courts of the State of Connecticut and the United States District Court. He is a member of the Connecticut and Hartford County Bar Associations, and the Estate and Probate, Elder Law, Business Law and Real Estate Sections of the Connecticut Bar Association.
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