A Connecticut Medicaid lawyer can provide assistance if you are a parent with a child who is disabled. As a parent, caring for a child with a disability can cause financial and personal stress. Getting a child’s medical needs met and ensuring the child will always be cared for over the course of his or her life is of utmost importance. An attorney can help.
Nirenstein, Horowitz & Associates will assist you in making sure your child can take advantage of important benefits, including Medicaid, which will help to make managing a disability easier. We assist you in determining if your child can qualify for Medicaid as a minor and as a disabled adult. We also provide advice on making sure your child is always provided for financially, without jeopardizing access to Medicaid. Give us a call to find out more about how a Connecticut Medicaid lawyer can help you.
Why Talk with a Connecticut Medicaid Lawyer if Your Child is Disabled?
You should talk with a Connecticut Medicaid planning lawyer if you have a disabled child so you can find out whether your son or daughter is eligible for Medicaid benefits. In Connecticut, Medicaid is called Husky Care and there are different programs including Husky Health Care for the Aged, Blind and Disabled.
The qualification requirements can be found on the Husky Health Care website, but making sense of the rules on countable income, family resources, and assets can be challenging. Nirenstein, Horowitz & Associates will guide you through the process of determining if you can get your child covered as Medicaid can provide for services other insurance does not and can provide coverage for services with low or no co-insurance costs.
You also want to make sure your disabled child can qualify for Medicaid as an adult, especially if your child’s disability is severe enough that your child will be unable to work at a job that either provides insurance or provides enough money to buy private insurance. While you want to protect your child’s access to Medicaid, you may also want to provide financial support for your child over his life. If you do not follow the right process to leave your child money or give a financial gift to your disabled child, the money and/or property you provide could make it impossible for your child to get Medicaid until the money has been spent down.
A Connecticut Medicaid planning lawyer can help you with the creation of a special needs trust. A special needs trust, which is also called a Supplemental Needs Trust, makes it possible for you to give a financial gift to your child so you can provide for his needs over his life, while still ensuring your disabled child is able to get Medicaid coverage when he needs it.
When Should You Talk to a Connecticut Medicaid Lawyer
You should talk with a Connecticut Medicaid planning lawyer as soon as possible if your child is not already on Medicaid or if you have not yet made plans to provide for your child using a special needs trust. You never know if something could happen to you at any time and if you have not made provisions for your child to have financial security without losing access to Medicaid, your child could face financial hardship. If you pass away with no plan in place and your child inherits under intestacy law, this could also result in a loss of access to benefits like Medicaid.
Nirenstein, Horowitz & Associates will help you to ensure you have taken advantage of the legal tools under Connecticut law to protect your child and make certain his or her medical and other needs are provided for. Let us help you make a plan to take care of the child you love who has a disabling condition.
Contact a Connecticut Medicaid Lawyer Today
Nirenstein, Horowitz & Associates can give you the help that you need to provide for your disabled child. Not only will our legal team assist you in making sure you protect your child’s access to Medicaid, but we can also help you to address other necessary estate planning and financial planning issues so you can protect your child no matter what happens to you.
Download our free estate planning worksheet to find out more about how you can make an estate plan that helps you to protect and provide for your disabled child. For personalized advice from a Connecticut Medicaid lawyer, you can also give us a call at 860-548-1000 or contact us online today.