A Connecticut Medicaid lawyer provides invaluable assistance with asset protection and with making certain you can receive nursing home care. You need to talk with an attorney who understands Connecticut Medicaid rules and who can work with you to make certain you can qualify for Medicaid coverage in case of a serious medical issue in the future. 
Nirenstein, Horowitz & Associates provides extensive assistance with the Medicaid planning process. Our legal team can explain to you why you need a Medicaid plan and can help you to create one. We also work with you and your family to make certain that you can protect as many assets as possible when trying to qualify for Medicaid, even if you need to qualify for coverage immediately. Give us a call to find out more about why you should meet with a Medicaid planning lawyer and to discover more about what you should do to prepare for your first meeting.
Preparing to Meet with a Medicaid Planning Lawyer
If you have decided you want to protect your assets and make sure you can pay for nursing home care, you should do a few things before you meet with a Medicaid planning lawyer. Preparing before your first meeting helps you to make the wisest use of your time. You should:
- Gather information about your current insurance coverage. Medicare and private insurers won’t pay for nursing home care unless it is for skilled services, so there is a good chance your policies don’t cover the type of nursing home care you are likely to need when you get older. Still, you can bring your policies with you to your meeting with a Medicaid planning lawyer so you can find out under what circumstances you may be covered.
- List assets you are hoping to protect: Medicaid planning is about protecting assets. Medicaid has resource limits and you cannot get covered if you have too much wealth and property. By listing your assets, your lawyer can help you determine if you will be eligible for coverage or not. Your attorney can also help you to determine whether different types of asset protection tools can be useful to protect that particular asset.
- List questions you have: You’re meeting with a Medicaid planning lawyer to get information. You don’t want to forget important questions that you have during the meeting.
Nirenstein, Horowitz & Associates can provide you with more guidance on what, if anything, you may wish to do before your first meeting with a Medicaid planning lawyer. Of course, if you don’t want to do anything in advance, that is fine too as our legal team will help you to get your information together. We want to make the Medicaid planning process as stress free as possible.
When Should You Meet with a Medicaid Planning Lawyer?
You need to meet with a Medicaid planning lawyer sooner than you may think. There is a rule within the Medicaid program that requires a look back at five years of asset transfers that you made. When you apply for benefits, the look back rule is used to determine if you gave away any assets, transferred ownership, or even sold assets at a reduced value. If you did, this is disqualifying for a period of time. You will be disqualified from Medicaid coverage for the number of months reached by dividing the value of assets transferred by average monthly cost of nursing home care.
You need to transfer assets as part of your Medicaid planning process and this means you want to make your Medicaid plan well before care actually becomes necessary so you don’t experience a period of disqualification that requires you to use your personal wealth to pay for nursing home care. Don’t wait to make your plans- get started today with the proper legal help.
Getting Help from A Connecticut Medicaid Planning Lawyer
Nirenstein, Horowitz & Associates is proud to provide help to families in protecting the wealth and assets they have worked for and that should serve as their legacy. Our legal team is also devoted to helping you get Medicaid coverage when you need it, as we believe you should be entitled to take advantage of this program that your tax dollars support when you need help.
Give us a call at 860-548-1000 or contact us online to speak with a Connecticut Medicaid planning lawyer to find out more. You can also download our free estate planning worksheet to find out more about how a Medicaid plan fits within your comprehensive estate plan.
Mr. Nirenstein is licensed to practice before the courts of the State of Connecticut and the United States District Court. He is a member of the Connecticut and Hartford County Bar Associations, and the Estate and Probate, Elder Law, Business Law and Real Estate Sections of the Connecticut Bar Association.
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